Friday, April 06, 2007

Sub2 to be outlawed in Texas with HB2207!!!

I received word yesterday that a bill is on the table in the Texas legislature that would all but end subject-to investing in Texas. It would still be allowed, but the ramifications of the law would mean the owner of the property in questions would have to get written permission from every leinholder first before a transfer of ownership can take place. Failure to do so would have severe penalites.

Texas HB 2207

Just great. Two years ago our lovable policy-makers here in Texas managed to pass a bill into law that pretty much outlawed lease/options, and now they are trying to do the same with subject-to investing. The key part of the legislation for me was the following text:
    [...] the person provides the purchaser and each lienholder a written disclosure statement in at least 12-point type that:
    [...]
    (4) indicates whether the lienholder has consented to the transfer of the property to the purchaser.


If you are a Texas real estate investor, I urge you to contact your representatives and voice your disapproval of this bill (please use courteous language, though).

3 comments:

The Dude said...

I did a property search using house #2 parameters and jeez!.....it's competing with so much inventory, no wonder it's not selling. It gets lost in a sea of other houses just like it.

Since it's only a picture, there's no way of actually knowing how it stacks up, but it looks as good or better than most it's competing with....there's just too many damn houses on the market.

There's a realtor who blogs and does a pretty good job moving houses in FL...a pretty tough market right now. If you want to contact him and get some advice, he's a pretty righteous dude and quick to lend a helping hand. You've got my email addy.....drop me a note and I'll foward his contact info.

Steve said...

Yeah, and the worst part is the subdivision the house resides. My in-laws bought a HUD f/c there last year as their primary residence. Since then, they've witnessed TWO families on JUST their street up and leave in the middle of the night. A couple of months later, they were listed as HUD f/c's themselves. And this was just on their street! Even though the subdivision is only 5-6 years old, it is already considered the "ghetto' of the city. Pretty sad. My MIL just told me over the weekend that she's been watching a home there that was originally listed with an agent, too. It started in the lower $120k's, dropped to $120k, and then just last week, it's now listed as an FSBO for $115k (or $77/sf - mine is listed for $74/sf w/$2k bonus). Really sad. One of these live-n-learn lessons for me. If I ever buy another home in that subdivision, it will have to be AT MOST 60% FMV.

The Dude said...

This one has me stumped.....

I take pride in being able to come up with solutions to problems and have a pretty good track record. However, figuring out how to make your listing stand out above the others eludes me. It's been bugging me since I did the search....

Here's my best shot, feeble as it is:

Have your agent do a mass mailing or some strong communication about the event.

The event will be a Texas BBQ, hosted at #2

Grill some meat and throw together some beans and bread.

Boom box some Texas Swing

No alcohol (too much of a liability)

Have a buddy do the cooking and your agent have an assistant gathering followup info. Be sure you and your agent are free to mingle because that's when you might grab a buyer.

As an added something....buy the grill new (cheap) and raffle it off during the cookout or offer to throw it into closing.

What's you thoughts?